Kaiser/HRET Employer Health Benefits 2011 Annual Survey

October 27, 2011

Kaiser recently released the results of its thirteenth annual Kaiser Family Foundation/Health Research & Educational Trust (HRET) Employer Health Benefits survey. Each year they conduct a survey of 3,184 “nonfederal private and public employers with three or more workers.”

This survey looks at many employer-sponsored health coverage trends including premiums, employee contributions, cost-sharing and much more. New for 2011 it also includes, “the percent of firms with grandfathered health plans, changes in benefits for preventive care, enrollment of adult children due to the new health reform law, and the use of stoploss coverage by firms with self-funded plans.”

The findings in this year’s survey show that the percentage of large employers (those with 200 or more workers) offering retiree health benefits in 2011 is 26%, which is the same percentage that was offered in 2010. The steep decline in employers offering retiree benefits seems to have moderated in recent years, and reached a plateau at least for the time being.

Here are a few key findings:

  • 26% of large employers are offering retiree Health benefits – no change from last year.
  • 72% of all firms have at least one grandfathered plan under ACA.
  • 65% of small businesses haven’t checked to see if they qualify for ACA small employer tax credits.
  • 56% of covered workers are in grandfathered plans.

You can access the survey online at http://ehbs.kff.org. You read the report online, or down load the full report, a summary, and presentation slides as well as various other documents and supplements.

Visit Extend Health — the nation’s largest private Medicare exchange.

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