HealthCare.gov Opens for Window Shopping in Advance of November 15th Open Enrollment Start
November 11, 2014
Most of us probably don’t think of window shopping for health insurance, but starting November 10th, that’s exactly what people can do on HealthCare.gov. Even though the federally managed public health insurance exchange doesn’t open for business until November 15th, it’s available now for visitors to browse.
In addition to being able to sort plans by price and plan category or “tier,” visitors also can filter plans based on the level of coverage for common conditions such as asthma, heart disease, depression, diabetes and more. Providing the ability to quickly sort through plans in these ways will likely aid people in picking plans that best suit their needs.
Visitors to HealthCare.gov are initially prompted to enter their ZIP code. People who live in states that do not run their own exchanges can proceed through prompts asking about the number of people in their household and household income to determine their eligibility for subsidies or Medicaid. Once that has been determined, they are free to browse the federal site. Those who live in states with their own exchanges, such as Covered California or Minnesota’s MNSure, are redirected to those sites.
These should streamline the process of evaluating and selecting plans on the site this year.
The open enrollment period runs from November 15, 2014 – February 15, 2015.